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🇪🇸Spain · investor

Golden Visa (Investor)

ENDED April 2024 for real estate. Still available via business investment €1M+

Income req
Investment
No salary req
Tax rate
24% flat
Special regime
Processing
20-60d
From submission
Total cost
€6,500-€15,000
App + lawyer + fees

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Overview

The Golden Visa (Investor) is one of Spain's primary residency routes for investors and high-net-worth individuals. ENDED April 2024 for real estate. Still available via business investment €1M+

This visa is designed for non-EU citizens. No income threshold — investment-based pathway.

After 5 years on this visa, you qualify for permanent residency in Spain. Citizenship becomes available after 10 years of continuous residence.

Tax treatment

Tax treatment

Beckham Law applicable.

Holders pay a flat 24% rate.

Important: No physical presence required — only 1 day/year in Spain to maintain visa.

Requirements

Application process — step by step

1

Make investment

Transfer funds + acquire approved asset

⏱ 2-4 weeks
2

Apply at consulate or in Spain

Initial 1-year visa

⏱ 20-60 days
3

Enter Spain + register

Get TIE card

⏱ 1 month
4

Renew at 2 years, then 5

No 183-day requirement

⏱ ongoing

⚠ Common pitfalls

  • Real estate route ENDED April 2024 — old applications are grandfathered
  • Currently only business/bond/equity routes available
  • Investment must be maintained throughout residency period
  • Citizenship requires 10 years RESIDING (golden visa lets you skip residency)

Cost breakdown

The total cost of obtaining the Golden Visa (Investor) ranges from €6,500 to €15,000, depending on lawyer choice, document translation needs, and country-specific fees.

Family inclusion

Yes — the Spain Golden Visa allows family members to be included as dependents.

Path to permanent residency and citizenship

The Spain Golden Visa is renewable and leads to permanent residency after 5 years of continuous legal residence in Spain.

Citizenship is available after 10 years, subject to language exam (typically A2-B1) and integration interview.

This pathway is therefore valuable not only for relocation but as a long-term route to EU citizenship and freedom of movement across the Schengen area.

Frequently asked questions

Who qualifies for the Golden Visa (Investor)?

€1M+ in business investment (real estate route ended April 2024). OR €2M in Spanish government bonds. OR €1M in Spanish company shares. Clean criminal record. Available to non-EU/EEA citizens.

How much income do I need for the Golden Visa (Investor)?

No income requirement — this is an investor pathway requiring capital investment instead.

What is the tax rate for Golden Visa (Investor) holders?

Beckham Law applicable. Flat tax rate of 24%. No physical presence required — only 1 day/year in Spain to maintain visa.

How long does the Golden Visa (Investor) application take?

Typical processing time is 20-60 days from submission. Plus 2-6 weeks for document preparation beforehand. Account for additional time at consulate appointments and post-arrival residency permit processing.

What does the Golden Visa (Investor) cost in total?

Application fee: €1,500. Lawyer assistance (recommended): €5,000 on average. Total: €6,500-€15,000 including all fees, translations, and apostilles.

Does the Golden Visa (Investor) lead to permanent residency?

Yes — after 5 years of continuous residence under this visa, you qualify for permanent residency. Citizenship is available after 10 years.

Can I bring my family with the Golden Visa (Investor)?

Yes. Spouse income requirement is typically covered. Each child adds 0% to the income threshold.

What are the most common pitfalls with Golden Visa (Investor)?

Real estate route ENDED April 2024 — old applications are grandfathered. Currently only business/bond/equity routes available. Investment must be maintained throughout residency period

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Last reviewed: 2026-05-01 · Sources: official government immigration websites + verified immigration lawyer firms.
This page is informational only — not legal advice. Visa rules change frequently. Always verify current requirements with a licensed immigration lawyer before applying.