Best for: retirees with pension + savings. Lower income req than D8
Compare this visa against 17 other pathways across 6 European countries based on your nationality, income, family situation, and goals.
Take the Visa Wizard → Browse PropTren Map →The D7 Passive Income Visa is one of Portugal's primary residency routes for retirees and individuals with stable passive income. Best for: retirees with pension + savings. Lower income req than D8
This visa is designed for non-EU citizens. Minimum monthly income requirement: €870 from pension, rental_income, dividends, interest, royalties.
After 5 years on this visa, you qualify for permanent residency in Portugal. Citizenship becomes available after 5 years of continuous residence.
Standard progressive — NHR ended 2024.
Standard Portugal progressive taxation applies (top rate around 28%).
Can be done via fiscal representative
Deposit savings buffer (€14K minimum)
Rental contract or ownership
Initial 4-month visa
Backlog warning — book ASAP
Full process to citizenship
The total cost of obtaining the D7 Passive Income Visa ranges from €690 to €1,800, depending on lawyer choice, document translation needs, and country-specific fees.
Yes — the Portugal D7 allows family members to be included as dependents.
The Portugal D7 is renewable and leads to permanent residency after 5 years of continuous legal residence in Portugal.
Citizenship is available after 5 years, subject to language exam (typically A2-B1) and integration interview.
This pathway is therefore valuable not only for relocation but as a long-term route to EU citizenship and freedom of movement across the Schengen area.
Non-EU/EEA citizenship. €870+/month passive income (1× Portuguese minimum wage 2026). Plus €13,920 savings as buffer (16× minimum wage). NIF + bank account in Portugal. Available to non-EU/EEA citizens.
€870/month minimum (€10,440/year). Income source must be: pension, rental_income, dividends, interest, royalties. 12 months of consistent passive income at €870+/month
Standard progressive — NHR ended 2024. Standard rate around 28%.
Typical processing time is 45-90 days from submission. Plus 2-6 weeks for document preparation beforehand. Account for additional time at consulate appointments and post-arrival residency permit processing.
Application fee: €90. Lawyer assistance (recommended): €600 on average. Total: €690-€1,800 including all fees, translations, and apostilles.
Yes — after 5 years of continuous residence under this visa, you qualify for permanent residency. Citizenship is available after 5 years.
Yes. Spouse income requirement is typically +50% of base requirement. Each child adds 30% to the income threshold.
Income proof must be CONSISTENT 12 months (not lump sums). AIMA backlog is current biggest pain — work with lawyer for appointment. Lower income threshold attracts fraud — strict enforcement
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