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🇬🇷Greece · investor

Golden Visa (Real Estate)

€250K-800K real estate (depending on region). Still available!

Income req
Investment
No salary req
Tax rate
7% flat
Special regime
Processing
60-120d
From submission
Total cost
€7,000-€18,000
App + lawyer + fees

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Overview

The Golden Visa (Real Estate) is one of Greece's primary residency routes for investors and high-net-worth individuals. €250K-800K real estate (depending on region). Still available!

This visa is designed for non-EU citizens. No income threshold — investment-based pathway.

After 5 years on this visa, you qualify for permanent residency in Greece. Citizenship becomes available after 7 years of continuous residence.

Tax treatment

Tax treatment

Optional 7% flat tax for retirees (Article 5B).

Holders pay a flat 7% rate.

Important: Retiree pensioners can opt for 7% flat tax on global income for 15 years.

Requirements

Application process — step by step

1

Get AFM

Greek tax number — required for any property purchase

⏱ 1-2 weeks
2

Find + buy property

Notary, taxes (~10% on top of price)

⏱ 2-4 months
3

Apply for Golden Visa

Through Greek immigration

⏱ 60-120 days
4

5-year residence permit issued

Renewable indefinitely with maintained investment

5

Optional: opt for 7% flat tax (retirees)

Article 5B — 15-year tax incentive

6

Citizenship at year 7

Need to spend 6+ months/year for citizenship path

⚠ Common pitfalls

  • Threshold raised in 2024: €800K in Athens/popular islands (was €250K)
  • Property purchase costs ~10% (transfer tax 3.09%, VAT, notary, lawyer)
  • Citizenship requires 6+ months/year residency (visa doesn't)
  • Property must be 1 unit (€800K) or multiple in same building

Cost breakdown

The total cost of obtaining the Golden Visa (Real Estate) ranges from €7,000 to €18,000, depending on lawyer choice, document translation needs, and country-specific fees.

Family inclusion

Yes — the Greece Golden Visa allows family members to be included as dependents.

Path to permanent residency and citizenship

The Greece Golden Visa is renewable and leads to permanent residency after 5 years of continuous legal residence in Greece.

Citizenship is available after 7 years, subject to language exam (typically A2-B1) and integration interview.

This pathway is therefore valuable not only for relocation but as a long-term route to EU citizenship and freedom of movement across the Schengen area.

Frequently asked questions

Who qualifies for the Golden Visa (Real Estate)?

€800,000 real estate in Athens, Mykonos, Santorini (raised 2024). OR €400,000 real estate in other regions (raised 2024). OR €250,000 commercial conversion. OR €500,000 in Greek bonds/funds. Available to non-EU/EEA citizens.

How much income do I need for the Golden Visa (Real Estate)?

No income requirement — this is an investor pathway requiring capital investment instead.

What is the tax rate for Golden Visa (Real Estate) holders?

Optional 7% flat tax for retirees (Article 5B). Flat tax rate of 7%. Retiree pensioners can opt for 7% flat tax on global income for 15 years.

How long does the Golden Visa (Real Estate) application take?

Typical processing time is 60-120 days from submission. Plus 2-6 weeks for document preparation beforehand. Account for additional time at consulate appointments and post-arrival residency permit processing.

What does the Golden Visa (Real Estate) cost in total?

Application fee: €2,000. Lawyer assistance (recommended): €5,000 on average. Total: €7,000-€18,000 including all fees, translations, and apostilles.

Does the Golden Visa (Real Estate) lead to permanent residency?

Yes — after 5 years of continuous residence under this visa, you qualify for permanent residency. Citizenship is available after 7 years.

Can I bring my family with the Golden Visa (Real Estate)?

Yes. Spouse income requirement is typically covered. Each child adds 0% to the income threshold.

What are the most common pitfalls with Golden Visa (Real Estate)?

Threshold raised in 2024: €800K in Athens/popular islands (was €250K). Property purchase costs ~10% (transfer tax 3.09%, VAT, notary, lawyer). Citizenship requires 6+ months/year residency (visa doesn't)

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Last reviewed: 2026-05-01 · Sources: official government immigration websites + verified immigration lawyer firms.
This page is informational only — not legal advice. Visa rules change frequently. Always verify current requirements with a licensed immigration lawyer before applying.