Best for: retirees, savings/dividends. Pairs perfectly with 7% flat tax
Compare this visa against 17 other pathways across 6 European countries based on your nationality, income, family situation, and goals.
Take the Visa Wizard → Browse PropTren Map →The Financially Independent Person (FIP) / D Visa is one of Greece's primary residency routes for retirees and individuals with stable passive income. Best for: retirees, savings/dividends. Pairs perfectly with 7% flat tax
This visa is designed for non-EU citizens. Minimum monthly income requirement: €2,000 from pension, rental_income, dividends, savings.
After 5 years on this visa, you qualify for permanent residency in Greece. Citizenship becomes available after 7 years of continuous residence.
Optional 7% flat tax (Article 5B) for retirees.
Holders pay a flat 7% rate.
Important: Retiree can opt for 7% flat tax on global income for 15 years.
Submit financial proof (12 months consistent)
1-year initial permit
Article 5B for retirees — apply within first year
Maintain financial threshold
The total cost of obtaining the Financially Independent Person (FIP) / D Visa ranges from €575 to €1,500, depending on lawyer choice, document translation needs, and country-specific fees.
Yes — the Greece FIP allows family members to be included as dependents.
The Greece FIP is renewable and leads to permanent residency after 5 years of continuous legal residence in Greece.
Citizenship is available after 7 years, subject to language exam (typically A2-B1) and integration interview.
This pathway is therefore valuable not only for relocation but as a long-term route to EU citizenship and freedom of movement across the Schengen area.
€24,000+/year stable passive income. Health insurance. Greek bank account. Cannot work in Greece (passive income only). Available to non-EU/EEA citizens.
€2,000/month minimum (€24,000/year). Income source must be: pension, rental_income, dividends, savings. €24,000+/year passive income proof
Optional 7% flat tax (Article 5B) for retirees. Flat tax rate of 7%. Retiree can opt for 7% flat tax on global income for 15 years.
Typical processing time is 30-60 days from submission. Plus 2-6 weeks for document preparation beforehand. Account for additional time at consulate appointments and post-arrival residency permit processing.
Application fee: €75. Lawyer assistance (recommended): €500 on average. Total: €575-€1,500 including all fees, translations, and apostilles.
Yes — after 5 years of continuous residence under this visa, you qualify for permanent residency. Citizenship is available after 7 years.
Yes. Spouse income requirement is typically +20% of base requirement. Each child adds 15% to the income threshold.
ZERO work in Greece allowed (even remote work for foreign company is grey). 7% flat tax requires applying — many miss the deadline. Need to spend 183+ days/year in Greece for tax residency benefits
The Visa Wizard matches your profile against all 18 pathways across 6 European countries. Free quiz, results in 2 minutes.
Take the Visa Wizard →